At times, particular drivers or
types of car and other circumstances can cause difficulties in finding car
insurance at the right kind of cost, or even any kind of car insurance cover
Factors influencing the ease of obtaining specialist car insurance cover
Type of car.
Occupation of named driver.
Named driver’s driving record.
Purpose for which the vehicle will be used.
Location at which the vehicle will be kept .e.g. inner city street.
For example certain occupations, like professional drivers and journalism, are
excluded by standard car insurance companies
as being too high a risk.
Difficulties can also arise with insuring certain types of cars, namely
and high performance cars
. Similarly, the purpose for
which the vehicle is to be used has an impact on availability and cost of car insurance
. SUV Off-roaders
and commercial vehicles are two kinds that spring to
Finally, those drivers with a previous car insurance
claims history or
driving convictions can find the processs of procuring car insurance a
frustrating and ultimately costly business.
The big name car insurance companies
target drivers with standard
requirements since this is where the bulk of the market, and therefore the
Whether it is the type of car, purpose of use, your occupation or driving
record, setting your wheels spinning towards the need for specialist car
, the best place to look for cover is through car insurance
brokers. Car insurance brokers
will have details of smaller specialist car insurers able to meet your requirements.