By following a few simple tips you can reduce your annual motoring costs and save yourself some easy money by getting cheaper car insurance. Read on for some car insurance tips.

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By sticking to the speed limit in kph or mph you will not only be protecting your license, you may also be able to make significant savings on car fuel economy. Most motor car insurance companies will charge a higher premium if you have penalty points on your driving license.

Stick To The Speed Limit

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Compare Online Car Insurance Quotes

It is essential to compare car insurance quotes from a few different car insurance companies (Note: you should also compare what is being offered e.g. legal cover). You may be able to negotiate the price down, particularly if you play one car insurance company off against another.

Many car insurance companies offer discounts if you buy car insurance online. However, online car insurance discounts may only apply for the first year of cover.

Car Insurance And Annual Mileage

The price you pay for car insurance cover is influenced by your annual mileage. If you are in a position to reduce the number of miles you do you can expect to pay less for car insurance (you will also save on car gas mileage). Don't be tempted to understate your annual mileage as this could affect any car insurance claim that you might make.

Car Insurance And Named Drivers

Having named drivers on your policy can increase your car insurance premium. If appropriate, consider being the sole driver on your car insurance policy. In any case, other insured drivers may be covered (Third Party only) to drive your car, providing they have your permission and a valid driving license.

Car Insurance And Car Security

Approved car security systems, such as Thatcham 1, often guarantee discounts, particularly on high risk vehicles, see Why Do People Steal Cars?  The cost of having a security system  fitted may be offset by the savings you make in getting cheaper car insurance. See also GPS - Vehicle Tracking Systems.

Car Insurance And Advanced Driving Schemes

Taking part in an advanced driving scheme is a good way to qualify for significant discounts on your car insurance. Qualifying for cheaper car insurance is likely to offset the cost of the course.