How To Get Cheaper Car Insurance
By following a few simple tips
you can reduce your annual
motoring costs and save yourself some easy money by getting cheaper car insurance. Read on for some car insurance tips.
By sticking to the
speed limit in
kph or
mph you will not only be protecting your license, you may also be able
to make significant savings on
car fuel economy. Most motor car insurance companies will charge a higher premium if you have penalty points on your driving license.
Stick To The Speed Limit
Compare Online Car Insurance Quotes
It is essential to compare car insurance quotes from a few different car
insurance companies (Note: you should also compare what is being offered e.g.
legal cover). You may be able to negotiate the price down, particularly if you
play one car insurance company off against another.
Many car insurance companies offer discounts if you buy car insurance online.
However, online car insurance discounts may only apply for the first
year of cover.
Car Insurance And Annual Mileage
The price you pay for
car insurance cover is influenced by your annual
mileage. If you are in a position to reduce the number of
miles you do you can expect to pay less for car
insurance (you will
also save on
car gas
mileage). Don't be tempted to understate your annual mileage as this
could affect any car insurance claim that you might make.
Car Insurance And Named Drivers
Having named drivers on your policy can increase your car insurance premium.
If appropriate, consider being the sole driver on your car insurance policy.
In any case, other insured drivers may be covered (Third Party only) to drive
your car, providing they have your permission and a valid driving license.
Car Insurance And Car Security
Approved car security systems, such as Thatcham 1, often guarantee discounts,
particularly on high risk vehicles, see
Why Do People Steal Cars?
The cost of having a security system fitted may
be offset by the savings you make in getting
cheaper car insurance. See
also
GPS -
Vehicle Tracking Systems.
Car Insurance And Advanced Driving Schemes
Taking part in an
advanced
driving scheme is a good way to qualify for significant discounts on
your
car insurance. Qualifying for
cheaper car insurance is
likely to offset the cost of the course.
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What affects the cost of car insurance? How to get Cheaper Car Insurance
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